Now I have to be careful - I've discovered my solicitor reads my blog. But over the years I have managed to own houses in England and Scotland (very different systems for buying/selling) and rent them, and rent from people in England, and rent in Zambia. I have had quite a lot of experience of purchase and sale, of hiccups in the system.
But this sale was the most remarkable. The day of completion of sale: the buyers' solicitor informs my solicitor that he's only just discovered that there was a mortgage involved in the purchase. No paperwork completed: no sale today, thank you.
This is when I realise the true benefits of using a solicitor when buying and selling property. (Of course, I have to say this - he's reading the post...!) He does all the legal stuff to inform them that as of 14:00 they will be breaking the contract and will have to pay interest on the outstanding amount.
Meanwhile, no doubt, our buyers are running round like headless chickens, chasing the bank, the solicitor, the mortgage provider, desperate to get the money to our solicitor. Eventually it arrived - but after 14:00 on a Friday, so that counts as Monday in legal terms, resulting in an extra three days of interest.
Thankfully for us we were not financially dependent on this: the money is earmarked for the renovation of our home here (have you seen the carpets??) - which has only got as far as finalising plans with the architect. But not completing an exchanged contract was a new problem for me. Just goes to show, even when you think nothing more could happen, something new is always around the corner.